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Michael A. Cibik, Esq.

cibikMichael A. Cibik founded what is today known as Cibik & Cataldo in 1981. Since that time, the firm has helped tens of thousands of consumers find relief through the federal bankruptcy code. Mr. Cibik himself is a former bankruptcy trustee.

Mr. Cibik has been certified as a consumer bankruptcy specialist by the American Board of Certification for 23 consecutive years. Mr. Cibik was in the first class of just 88 attorneys certified nationwide by the organization in 1992.

Board certification is the mark of a true insolvency professional. To become certified, Mr. Cibik passed a comprehensive examination and satisfied extensive practice, substantial involvement, educational and peer review requirements. In addition, Mr. Cibik has maintained considerable continuing legal education hours in the specialty area of bankruptcy.

Bankruptcy isn’t just Mr. Cibik’s specialty, it is all he does.


  • B.S. – Penn State University (1966)
  • M.B.A. – University of Delaware (1972)
  • Juris Doctor – Delaware Law School of Widener University (1976)
  • Masters of Law – Temple University School of Law (1981)

Admissions to Practice / Licenses / Certifications

  • United States Supreme Court
  • Supreme Court of Pennsylvania
  • U.S. Federal District Court, E.D. PA
  • U.S. Court Of Appeals, Third Circuit
  • U.S. Tax Court
  • U.S. Bankruptcy Court Panel 7 Trustee
  • Pennsylvania Real Estate Broker License
  • Commercial Pilot’s License
  • American Bankruptcy Board Certification – Consumer Bankruptcy Law
  • American Bankruptcy Board Certification – Business Bankruptcy Law

Professional Affiliations

  • American Bar Association
  • Pennsylvania Bar Association
  • Philadelphia Bar Association
  • Bankruptcy Committee
  • Aviation Law Committee
  • Fee Disputes Committee
  • City Policy Committee
  • Legislative Liaison Committee
  • Member of Board of Editors of Retainer Magazine
  • Pennsylvania Trial Lawyers Association
  • Philadelphia Trial Lawyers Association
  • American Trial Lawyers Association
  • Lawyer Pilots Bar Association
  • National Association of Bankruptcy
  • Trustees Membership Committee
  • American Bankruptcy Institute
  • American Arbitration Association Commercial Panel
  • Philadelphia Volunteer Lawyer for the Arts
  • Building Owners’ and Managers’ Association
  • Board of Directors
  • Legislative Committee Chairman
  • Federal District Court Historical Society
  • Aircraft Owners and Pilots Association
  • Union League of Philadelphia
  • Philadelphia Chamber of Commerce
  • Tax Committee
  • Legislative Committee
  • Municipal Affairs Committee
  • Government Affairs Group
  • Pennsylvania Society
  • Pennsylvania State Board of Podiatry
  • Minor Judiciary Education Board
  • Board of TrusteesTempleUniversity


  • Private Law Practice (1977-Present)
    • Real Estate Law
    • Business & Corporate Law
    • Tax Law
    • Bankruptcy Law
    • Personal Injury Law
    • Commercial Litigation
  • Chapter 7 Bankruptcy Trustee for Chief Bankruptcy Judg, Emil F. Goldhaber (1981-1986)
  • Villanova University Instructor (1984-1987)
    • Corporation and Partnership Law
  • Temple University Instructor (1981-1995)
    • Business Management
    • Real Estate Law
  • Penn State University Instructor (1981-1983)
    • Federal Income Tax
  • Pierce College Instructor (1986-1991)
    • Corporate Law
    • Bankruptcy Law