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Bankruptcy Blog


Can You Pay Your Taxes By Credit Card Then File Bankruptcy?

Jul 13, 2015 By: Mike Cibik

Credit card debt is frequently discharged in bankruptcy. Taxes can be paid with a credit card. State and Federal governments accept and even encourage such payment. However, a credit card debt incurred to pay tax is probably not dischargeable. There are at least two important reasons why credit card convenience may result in non-dischargeable debt….



Can I lose my engagement ring in bankruptcy?

Jul 13, 2015 By: Mike Cibik

Even men with debt problems fall in love, and when they do, many of them will come up with a way to give their beloved a nice engagement ring.



Does a Chapter 13 Debtor Really Have to Get Court Permission to Sell Property?

Jul 08, 2015 By: Mike Cibik

A Chapter 13 debtor MUST get Bankruptcy Court permission to sell property while their Chapter 13 case is pending. In fact a debtor in ANY bankruptcy chapter must get court permission.



How Many Times Can You File Chapter 7 Bankruptcy?

Jul 07, 2015 By: Mike Cibik

Chapter 7 exists to help you get out of debt quickly and easily. Tally up your bills, make sure you pass the means test, account for any non-exempt assets, and away you go. There are, however, limits on how often you can get a discharge. Under the U.S. Bankruptcy Code, you must wait 8 years…



How to Value Personal Property on your Bankruptcy Schedules

May 26, 2015 By: Mike Cibik

Anyone filing bankruptcy must value their personal property on their schedules, including their clothing, furniture, books and pictures, and other assorted knickknacks. Schedule “B” has categories for all these things and everyone has them, so everyone must list and value them. But how do you do this? We get many calls from people flummoxed by…


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