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common-bankruptcy-myths

The Most Common Myths About Filing For Bankruptcy Debunked

Oct 12, 2017 By: Mike Cibik

  Common Bankruptcy Myths Debunked It’s neither easy nor pleasant when you have to file for Chapter 13 or Chapter 7 bankruptcy. Many people break into cold sweats at the thought of filing for bankruptcy. You may think that if you file for bankruptcy you will lose everything and you’ll have to start life all…

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chapter-7-bankruptcy

What To Expect When Filing For Chapter 7 Bankruptcy

Oct 11, 2017 By: Mike Cibik

  Chapter 7 Bankruptcy Bankruptcies are costly. Consistently, a huge number of Americans get themselves excessively broke, making it impossible to pay off their obligations, yet unfit to bear the cost of bankruptcy. It is common knowledge that lawyer’s charges make up a large fraction of bankruptcy costs. Luckily, most of the time, borrowers can…

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bankruptcy dismissal

The Difference Between a Dismissal and a Discharge in Bankruptcy

Oct 07, 2017 By: Mike Cibik

  Difference Between a Dismissal and a Discharge Although bankruptcy cases may seem complex, there are only two ways they could end either through a discharge or a dismissal.   Although the terms “dismissal” and “Discharge” may sound similar, their meanings are extremely different. You would be surprised to find out how different these two…

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chapter-13-bankruptcy

Advantages and Disadvantages of Declaring Bankruptcy Under Chapter 13

Oct 06, 2017 By: Mike Cibik

  Declaring Bankruptcy Under Chapter 13   The choice in whether to default on some loans or not is extremely troublesome. It influences your future credit, your notoriety, and your mental self-portrait. It can likewise enhance your transient personal satisfaction extensively, as the calls and letters will stop. Here is a rundown of advantages and…

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Chapter-7-Bankruptcy-Audit

What Is a Chapter 7 Bankruptcy Audit and How Do I File For It?

Oct 04, 2017 By: Mike Cibik

  What is Chapter 7 Bankruptcy? When tax season comes, everyone wants to block out the thought of filing their taxes. If you are in the situation of filing for bankruptcy, you will want to avoid it even more! But in every system, including the tax system, some people will find how to play bankruptcy…

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Chapter-7-Bankruptcy

What is Chapter 7 Bankruptcy?

Oct 11, 2016 By: Mike Cibik

Chapter 7 Bankruptcy There are three common forms of declaring bankruptcy: Chapter 7, Chapter 11 and Chapter 13.   Chapter 7 bankruptcy is most commonly used for businesses and individuals.The most identifiable characteristic of Chapter 7 Bankruptcy is that it is a liquidation of assets, versus Chapter 11 or Chapter 13, which are each a…

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