Bankruptcy Attorneys

For 35 years, The Philadelphia, Pennsylvania debt-relief law firm of Cibik & Cataldo, P.C., has provided superior, cost-efficient, and value-oriented legal services in a compassionate and respectful manner to thousands of clients in Philadelphia County and the surrounding areas of Montgomery County, Delaware County, Bucks County and Chester County.

The law firm in Philadelphia, Pennsylvania Cibik & Cataldo, P.C., is fully-staffed and concentrates solely in consumer and business bankruptcy matters. The Firm does not represent banks, finance companies or insurance companies: only individuals, small business owners and their claims.

LDebt consolidation Attorneys Michael A. Cibik, Esquire and Michael A. Cataldo, Esquire are both certified by the American Bankruptcy Certification Board and have filed well in excess of 20,000 personal bankruptcies. ABC Certification provides an objective standard that assists the public in making informed decisions when choosing counsel. Additionally, ABC certification encourages attorneys to strive toward excellence, and recognizes those attorneys who have met ABC’s rigorous standards.

we measure our success by your success!

Our Practice Area

Chapter 7 Bankruptcy

How Do I Know if Declaring Chapter 7 Bankruptcy is Right for Me?

At Cibik & Cataldo, P.C., no financial decision is ever taken lightly. Your livelihood depends on your money, and debt can get in the way. Declaring C...

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Chapter 13 Bankruptcy

Can Chapter 13 Bankruptcy Benefit Your Financial Situation?

At Cibik & Cataldo P.C., we never assume that your financial situation is the same as anyone else’s. We work with you, asking about your personal ex...

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Repeat Filers of Bankruptcy

Types of Bankruptcy

Bankruptcy has different types of filing. If you are an individual we will be talking to you mostly about chapter 7 and chapter 13. If you are a corpo...

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Awards/Associations

Client Reviews

Want To Know About Our Customers Thinking!

My experience with Cibik & Cataldo was excellent. From the start to the finish they were helpful, quick, and competent, and got me the results I was...


These guys are extremely helpful and knowledgeable. They also provided us with a comfort zone during an extremely stressful episode of our lives. Thank you..


If you unfortunately find yourself needing a BK lawyer don't hesitate in hiring Cataldo. He makes the daunting process easier than you would anticipate. He's...


Our Recent Blog

12, May2017

Can An Illegal Immigrant File For Bankruptcy?

An illegal immigrant can file for bankruptcy in the United States. There is no reference to a citizenship requirement in the Bankruptcy Law. US Code §109 provides the requirements to be a “debtor.” The most common way to be eligible to be a debtor is to have a ...

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12, May2017

All About Filing for Chapter 13 Bankruptcy

The decision to file for bankruptcy isn’t an easy one; however, it can wind of being one of the best decisions you’ll ever make — it’s also nothing to be embarrassed about. Here at Cibik & Cataldo PC, we’ve been the leading personal bankruptcy lawyers serving ...

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