Philadelphia Bankruptcy Lawyers

For 35 years, Philadelphia bankruptcy lawyers, Cibik & Cataldo, P.C., has provided superior, cost-efficient, and value-oriented bankruptcy legal services in a compassionate and respectful manner to thousands of clients in Philadelphia and surrounding areas.

Cibik & Cataldo Can Help with Bankruptcy in Philadelphia

Bankruptcy Attorneys Michael A. Cibik, Esq. and Michael A. Cataldo, Esq. are both certified by the American Bankruptcy Certification Board and have filed well in excess of 20,000 personal bankruptcies. ABC Certification provides an objective standard that assists the public in making informed decisions when choosing counsel on financial and bankruptcy matters. Additionally, ABC certification encourages bankruptcy attorneys to strive toward excellence and recognizes those attorneys who have met ABC’s rigorous legal standards.

Filing Bankruptcy in Philadelphia

Filing bankruptcy in Philadelphia can save you money and a lot of stress in the long run if you make the right decision. In Philadelphia, typically you have to decide whether to file for Chapter 7 or Chapter 13 bankruptcy. However, a bankruptcy filing does not just involve signing papers.  There are steps, processes, and filing fees you have to adhere to before filing your claim and declaring bankruptcy. A trusted bankruptcy attorney can help you along the way to ensure the best possible results during the bankruptcy process.

Top Rated Philadelphia Bankruptcy Attorney

The bankruptcy law firm of Cibik & Cataldo, P.C., is fully-staffed, located in Center City Philadelphia, and concentrates solely on consumer and business bankruptcy matters. The Firm does not represent banks, finance companies or insurance companies: only individuals, small business owners, and their claims.

Foreclosure Defense

There are many reasons why homeowners are facing a foreclosure, such as an illness, divorce or job loss. At Cibik & Cataldo, we can provide the help your need in the form of a bankruptcy to stop the foreclosure process. Whether you are filing for a Chapter 7 or a Chapter 13, we can save your home. The thought of losing the home you have worked so hard for is stressful.

Contact our Philadelphia Bankruptcy Specialists Today!

If you are looking for the best bankruptcy lawyers in the Philadelphia area, Cibiki & Cataldo are the right choice for your case.  Financial freedom is just one call away.  Time is of the essence with cases involving foreclosure and other debts, so don’t hesitate.

Contact our Philadelphia law offices today for a free consultation.


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Bankruptcy Law Awards/Associations

Our Practice Area

Chapter 7 Bankruptcy

How Do I Know if Declaring Chapter 7 Bankruptcy is Right for Me?

At Cibik & Cataldo, P.C., no financial decision is ever taken lightly. Your livelihood depends on your money, and debt can get in the way. Declaring Chapter 7 bankruptcy is a very difficult decision......


Chapter 13 Bankruptcy

Can Chapter 13 Bankruptcy Benefit Your Financial Situation?

At Cibik & Cataldo P.C., we never assume that your financial situation is the same as anyone else’s. We work with you, asking about your personal experience with debt to determine whether chapter 13 bankruptcy......


Repeat Filers of Bankruptcy

Types of Bankruptcy

Bankruptcy has different types of filing. If you are an individual we will be talking to you mostly about chapter 7 and chapter 13. If you are a corporation going out of existence we would be discussing a chapter 7. Corporations that wish to maintain the business......


Client Reviews

What People Say About Cibik & Cataldo

This Law office has helped me a great deal ! I would definitely go back & recommend anyone that needs help to go here ! Everything was so clean, up to date with technology! Everyone is so professional & courteous. Thank you so much for all you do.

Sincerely Amy

Amy O. Avatar
Amy O.

When Cibik & Cataldo say "Don't worry ?" Don't. worry! My first meeting with Cibik & Cataldo was with Michael Cibik , he told me what to bring ,and I was out of there within an hour. I left with out a shred of ambiguity as he made sure I understood what was going to... read more

Robert S. Avatar
Robert S.

I can't give them any more stars to rate them because they are an amazing firm they helped me through my bankruptcy got me through it gave me referred lawyers for other issues I had and thanks to them I am now into a good career of life and had no worries I can say... read more

Ana S. Avatar
Ana S.

Went thru bad divorce, a lot of bills and lease was in my name. Mr. Cibik helped me get my life back together with my credit and financially These lawyers were a real lifesaver.

Paul L. Avatar
Paul L.

The bankruptcy lawyers at Cibik and Cataldo will put you at ease, when it may not be an easy time. Put your trust in this Philadelphia firm to help you, guide you and give you all the advice you will need to make a difficult situation so much better. And they see it through to... read more

Joann T. Avatar
Joann T.

Two of the best lawyers I have ever met. They pretty much saved my life. Highly professional and always keep you informed of the good and bad of your situation . I highly recommend them for any legal, financial or bankruptcy issues.

Yusef C. Avatar
Yusef C.

My experience with attorneys Cibik & Cataldo was excellent. From the start to the finish they were helpful, quick, and competent, and got me the results I needed to move forward financially

Ricard S Avatar
Ricard S

Our attorneys were very helpful in the case they handled for us. There were no problems communicating with someone in the office about anything to do with our bankruptcy case.

Tom H Avatar
Tom H

These guys are extremely helpful and knowledgeable about the Philadelphia bankruptcy process. They also provided us with a comfort zone during an extremely stressful financial time of our lives. Thank you!

Gary W Avatar
Gary W

Prompt, courteous, and professional legal services.  They helped me understand my financial situation and the bankruptcy options from the start with a free consultation.

Mike S Avatar
Mike S

Mr. Cibik explained everything in detail with our initial consultation. Walking out of his office I felt I understood everything that was going to happen in the bankruptcy process. I would recommend. Mr. Cibik to anyone having financial difficulties.

Pat E Avatar
Pat E