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Blog - Cibik & Cataldo, P.C.

Do Both You and Your Spouse Have to File for Bankruptcy?

Mar 21, 2019 By: admin@lawer

In cases where both a husband and wife have a lot of debt, either individually or jointly, it may make sense and save money for both spouses to file a joint bankruptcy case….but it is never a requirement. Should You File a Joint Bankruptcy? Most of the cases we file where our client is married,…

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Friends & Family Cosigned For You. A Bankruptcy Trap for the Unwary?

Mar 14, 2019 By: admin@lawer

Having a co-signer is a good way to get more credit. It’s a special issue when you are filing bankruptcy, though. There are a lot of ways to address these debts but you have to be careful. A co-signer is often helpful in getting more credit or better terms on loans. After all, the bank…

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How to Get Your Chapter 13 Discharge Court Order?

Mar 07, 2019 By: admin@lawer

When you filed your Chapter 13 bankruptcy five years ago, the goal was to complete the plan and get a discharge. The “discharge” is the legal determination that all of your unsecured debts that remain after the plan are gone. The collection company or bill collector can no longer bother you or seek payment for…

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chapter 7 bankruptcy

Can Foreclosure Be Stalled By Filing Chapter 7 Bankruptcy?

Feb 21, 2019 By: Mike Cibik

Should you file a Chapter 7 bankruptcy if you want to stall a foreclosure?    Filing for Chapter 7 bankruptcy can stall a foreclosure and it may give someone additional time for someone to stay in their home  but there is no way to say how long.   So the long answer would be to say is…

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How To Pick The Right Bankruptcy Lawyer?

Feb 18, 2019 By: admin@lawer

Lawyers are not interchangeable. One lawyer is not necessarily as good as another. Price is probably the poorest basis on which to choose an attorney. Bankruptcy law is not about filling out forms. You do file forms in bankruptcy, but the job requires a lawyer because it is not obvious what information goes in those…

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worried couple sitting on a couch and looking at papers

5 Mistakes People Sometimes Make When Filing for Bankruptcy on Their Own

Nov 26, 2018 By: admin@lawer

Times are tough, money is tight and you are drowning in debt. You have nowhere to turn, and much like Michael Scott on “The Office” you just want to step outside and shout at the top of your lungs, “I. Declare. Bankruptcy!” But the world doesn’t work like that. Bankruptcy is not a simple or…

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We are a debt relief agency that helps people
seek bankruptcy protection under federal law

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