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Blog - Cibik & Cataldo, P.C.

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What Kind of People Get Rid of Debts When They File for Bankruptcy?

Apr 25, 2018 By: Mike Cibik

  What Kind of People Get Rid of Debts When They File for Bankruptcy? My office focuses on consumer bankruptcy. As an attorney in an urban community, I am often asked about my clients and how folks can just walk away from debts. I am asked how I can sleep at night, knowing I have…

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Bankruptcy Lawyer Advice: 10 Tips for a New Credit Card Account

Apr 23, 2018 By: Mike Cibik

  Having a credit card is a matter of convenience. It enables and empowers you to make investments and buy things for which you are not required to pay up front. However, a credit card is a powerful financial tool, which needs to be used with care to prevent financial damages.   So, when you…

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Understanding Bankruptcy and How Wage Garnishment Happens

Apr 16, 2018 By: Mike Cibik

  Dealing with debt can be one of the hardest things one has to face. While you save up every last cent to pay off your bills, you might find that your wages in your bank account are suddenly being garnished.   What do you mean by wage garnishment?   Sometimes a creditor can get…

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If I File for Bankruptcy, Will it Stop My Eviction? Here are the Facts:

Apr 09, 2018 By: Mike Cibik

  If I File for Bankruptcy, Will it Stop My Eviction? Here are the Facts:   There are many times when an individual is faced with serious financial troubles and ends up with a pile of debt. In such situations, if you have been unable to pay your house rent for a considerable period, the…

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Ways to Quickly Improve Your Credit Score, From a Bankruptcy Lawyer

Apr 02, 2018 By: Mike Cibik

  Ways to Quickly Improve Your Credit Score, From a Bankruptcy Lawyer   Your credit score indicates the difference between being approved or denied for a credit card or a loan on a high or low rate of interest. A good credit score plays an important role in securing a mortgage or property for you,…

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Understanding Bankruptcy: Making the Bankruptcy Process Less Painful

Mar 26, 2018 By: Mike Cibik

How to Make Understanding the Bankruptcy Process Less Painful   Many think that bankruptcy process is one of the most complicated processes if one has to ever deal with it. It’s true that a lot of people make critical errors and mismanage their finances due to lack of knowledge of the bankruptcy process. While bankruptcy…

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We are a debt relief agency that helps people
seek bankruptcy protection under federal law

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