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Blog - Cibik & Cataldo, P.C.

chapter 13 bankruptcy

If You’re Thinking Bankruptcy, Chapter 13 May Be The Best Option

Jan 15, 2018 By: Mike Cibik

  If You’re Thinking Bankruptcy, Chapter 13 May Be The Best Option   Our personal finances generally do not stay in the same shape for a long time. It’s majorly because the circumstances change, usually without notifying. If a financial crisis hits your business, you would prioritize to overcome it with a strategic plan. But…

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unsecured debts

What You Need to Know Regarding Secured Vs. Unsecured Debts

Jan 12, 2018 By: Mike Cibik

  What You Need to Know Regarding Secured Vs. Unsecured Debts   Debt; one of the most dreaded words a person has to deal with in his or her lifetime. Being cash-strapped in an economy such as ours is not uncommon.   It is important to be aware of the two kinds of debts –secured…

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credit score

What You Should Know About FICO and Vantage Credit Scores

Jan 10, 2018 By: Mike Cibik

  What You Should Know About  FICO and Vantage Credit Scores   When it comes to credit scores, most borrowers think of FICO scores. But, recently another credit scoring system-VantageScore- is gaining popularity. While both FICO credit score and VantageScore are calculated basis the same five parameters- payment history, credit mix, current debts, length of…

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personal loan

How Can a Bankruptcy Lawyer Show You Personal Loan Options?

Jan 08, 2018 By: Mike Cibik

  How Can a Bankruptcy Lawyer Show You Personal Loan Options? Although Bankruptcy is a dark period in anyone that experiences its life, it can pass. It is easier said than done to try and erase bankruptcy from your life. You are marked as an offender who could not pay his dues and had to…

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car repossession

The Top 3 Most Effective Ways To Solve Your Car Repossession Issues

Jan 03, 2018 By: Mike Cibik

    The Top 3 Most Effective Ways To Solve Your Car Repossession Issues   A car is one of the most precious possessions of an individual. We have saved enough from our hard earned money for the downpayment to make this dream come true. But if you possess a car, you’ll need to invest…

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Home Foreclosure

How Filing for Bankruptcy Can Protect Your Home From Foreclosure

Jan 02, 2018 By: Mike Cibik

  How Filing for Bankruptcy Can Protect Your Home From Foreclosure   You may not consider your home to be your most valuable asset but, it surely shelters you and keeps you comfortable regardless of your financial condition. Unfortunately, there may come a time when you may fail to pay your mortgage payments. You should…

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Awards/Associations

We are a debt relief agency that helps people
seek bankruptcy protection under federal law

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